If you are looking for completely free Windows mortgage payment and
amortization schedule software,
the easiest way to find
freeware/shareware to install on your Mac or PC is to go to one of the big
download sites and put in a search term. That way you are sure to get the
most recent versions of the software. Just use search terms like
"mortgage" or "loan" or "401k" to find a package that
will work for you. Here are some of my favorite big download sites:
which have been selected by alt.comp.freeware as the best freeware out
there.
GNU/Linux
Since I am a Linux geek, I have been playing with a neat application called
GnuCash which is a
Quicken-like accounting package for Linux that also has a neat loan scheduler.
So if you reformat your hard drive, get rid of that trashy Microsoft garbage they
call an operating system, and install Linux instead, and you can run GnuCash! (and
OpenOffice and
all those other great open source applications).
Heck, if you just want to
download a full Linux distribution and burn it to CD, visit
the Linux mirror site at Argonne National Laboratories at
http://mirror.anl.gov/.
Completely free operating systems you can burn onto a $.20 CD and boot on
your PC without touching your hard drive. It is pretty amazing!
UNIX/C Programming
I have kept these geeky little gems since they include source code for all sorts
of financial calculations:
pac.tar.Z
- "The ultimate on-screen calculator for UNIX". Zillions of features
including conversions, "NVRAM", checkbook balancer, base translation,
trig functions, amortization, compound interest, user-definable
conversions, bit functions, stack, physical constants, macros,
percentages. Actually an interface to "bc".
Contributor: Istvan Mohos (istvan@hhb.uucp)
financial.c
- A program to calculate rate of return, interest rates, future values
of deposits, nominal, effective, and compound interest, future
value of current sum, present value of future sum, amortization
schedules.
Contributor: Paul Pederson (pop@bunkerb.uucp)
mcalc.shar
- Simple program for generating amortization schedules.
Authors: Jeff Schmidt - (pschmidt@gwis.com),
Mendel Cooper - (thegrendel@theriver.com)